Private Pay

Private pay means that you pay for services yourself instead of using insurance to cover the cost of therapy. It is also called out-of-pocket. 

While this can be more expensive, it also offers the following advantages: 

• Greater privacy because your records (e.g., diagnosis) are not shared with insurance companies

• Freedom to work with the professional of your choice (not just those who take your insurances

• The ability to customize goals and make progress at your own pace (not monitored by insurers)

• Scheduling flexibility -you decide how often to meet with your therapist and the session duration

• No documentation or paperwork needs to be submitted to insurance companies

Insurances Accepted

• Aetna
• All Savers (UHC)
• Allied Benefit Systems
• Christian Brothers Services
• GEHA - UnitedHealthcare Shared Services (UHSS)
• Health Plans Inc
• Health Scope
• Medica (Eligible if policy is commercial only)
• Meritain
• Nippon
• Optum
• Oscar
• Oxford
• Surest (Formerly Bind)
• TrustmarkTrustmark Small Business
• UHC Student ResourcesUMRUnitedHealthcare
• UnitedHealthcare Shared Services (UHSS)

When using your insurance, you may or may not have a co-pay (a flat fee that you pay for services covered under your plan). Co-pays vary and can range from $0 to $200+